Insurance Coverage for Fertility

RMA’s financial counselors will help answer the many questions about comprehending costs and insurance coverage. We can help you navigate the complexities and provide basic guidelines of the financial process. Some plans require referrals or authorizations so it’s suggested that you check your infertility benefits under your specific plan.
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Insurance Coverage Details

Insurance Coverage Details

Insurance Coverage Details

Please use the table below to view participating insurances by practice location. RMA will submit claims on your behalf and request that insurance reimburse you directly. We accept several forms of payment: credit card, check, cash or FFP loan programs. For full insurance details, please contact the practice closest to you.

Accepted Insurances by Office

Infertility benefits vary from patient to patient and from provider to provider. The information provided is for informational purposes only and is not a commitment of coverage.

  • Aetna (PPO & HMO)
  • Cigna (PPO & HMO)
  • Coresource
  • Florida Hospital/AdventHealth – (Ambetter, Disney & Oscar Health)
  • Florida Blue (BCBS of Florida)
  • Health First Health Plan
  • Orlando Health
  • Progyny
  • UMR
  • United Healthcare (PPO & HMO)
  • Veterans Choice/TriWest

  • Aetna
  • CIGNA
  • Capital Blue Cross
  • Keystone Central
  • Geisinger Health Plan (non- St. Luke’s employee)
  • Highmark Blue Shield
  • Horizon Blue Cross and Blue Shield
  • Oxford Health Plan
  • Progyny
  • United Healthcare
  • First Priority Life
  • Keystone East
  • Independence Blue Cross
  • Personal Choice
  • AmeriHealth
  • Populytics (Lehigh Valley Employees)

  • Aetna
  • Anthem Blue Cross
  • Blue Shield of California
  • Cigna
  • HealthNet
  • Hill Physicians
  • United Healthcare
  • Progyny

  • Aetna
  • Amerihealth
  • Blue Cross Blue Shield Massachusetts
  • Cigna
  • Horizon Blue Cross Blue Shield
  • Progyny
  • Qualcare
  • United Healthcare Oxford
  • United Healthcare Student
  • United Healthcare

  • Aetna
  • Amerihealth
  • Amerihealth Administrators
  • Beech Street
  • Blue Cross Blue Shield
  • Capital Blue
  • Cigna
  • CoreSource
  • Coventry HealthAmerica
  • Devon Health Services
  • Highmark
  • Horizon Blue Cross Blue Shield of New Jersey
  • Independence Administrators
  • Independence Personal Choice
  • Keystone Health Plan East
  • MultiPlan
  • Optum Health
  • Progyny
  • QualCare
  • Tricare
  • UMR
  • United Healthcare Oxford
  • United Healthcare

  • Aetna
  • Anthem Blue Cross
  • Blue Shield of California
  • Cigna
  • Progyny
  • United Healthcare

Questions to Ask Your Insurance Provider

Questions to Ask Your Insurance Provider
  • Which treatment options (IVF, IUI, Diagnostic Testing) are covered by my current benefits:
  • Fertility medications—if yes, is there a total monetary medication “allowance”, a maximum number of vials, or other product limitations?
  • Are there any limitations to my benefits, such as age, medical conditions, or prior cycles?
  • Can you please provide a written explanation of my benefits?
Questions to Ask Your Insurance Provider

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